:root {
    --mf-primary: #4f46e5;
    --mf-primary-dark: #3730a3;
    --mf-secondary: #06b6d4;
    --mf-accent: #00c896;
    --mf-ink: #0f172a;
    --mf-body: #475569;
    --mf-muted: #94a3b8;
    --mf-line: #e2e8f0;
    --mf-bg: #ffffff;
    --mf-bg-soft: #f6f8ff;
    --mf-radius: 16px;
    --mf-radius-sm: 12px;
    --mf-shadow: 0 10px 30px rgba(15, 23, 42, 0.08);
    --mf-shadow-lg: 0 24px 60px rgba(79, 70, 229, 0.16);
    --mf-gradient: linear-gradient(120deg, #4f46e5 0%, #06b6d4 100%);
    --mf-gradient-soft: linear-gradient(135deg, #eef1ff 0%, #e6fbff 100%);
    --mf-font-head: "Poppins", "Segoe UI", "Helvetica Neue", Arial, sans-serif;
    --mf-font-body: "Inter", "Segoe UI", "Helvetica Neue", Arial, sans-serif;
    --mf-header-h: 76px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { font-family: var(--mf-font-body); color: var(--mf-body); background: var(--mf-bg); line-height: 1.7; -webkit-font-smoothing: antialiased; overflow-x: hidden; }
img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
h1, h2, h3, h4 { font-family: var(--mf-font-head); color: var(--mf-ink); line-height: 1.2; }

.montofacil-container { width: 100%; max-width: 1180px; margin: 0 auto; padding: 0 24px; }
.montofacil-h2 { font-size: clamp(1.9rem, 3.4vw, 2.9rem); font-weight: 700; letter-spacing: -0.02em; }
.montofacil-h3 { font-size: 1.22rem; font-weight: 600; margin-bottom: 10px; }
.montofacil-h4 { font-size: 1.08rem; font-weight: 600; }
.montofacil-eyebrow { display: inline-block; font-family: var(--mf-font-head); font-weight: 600; font-size: 0.82rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--mf-primary); margin-bottom: 14px; }
.montofacil-lead { font-size: 1.08rem; color: var(--mf-body); max-width: 660px; }
.montofacil-gradient-text { background: var(--mf-gradient); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }

.montofacil-btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; font-family: var(--mf-font-head); font-weight: 600; font-size: 0.98rem; padding: 14px 28px; border-radius: 999px; border: 1px solid transparent; cursor: pointer; transition: transform 0.25s ease, box-shadow 0.25s ease, background 0.25s ease, color 0.25s ease; white-space: nowrap; }
.montofacil-btn-primary { background: var(--mf-gradient); color: #fff; box-shadow: 0 12px 26px rgba(79, 70, 229, 0.32); }
.montofacil-btn-primary:hover { transform: translateY(-2px) scale(1.02); box-shadow: 0 18px 34px rgba(79, 70, 229, 0.42); }
.montofacil-btn-ghost { background: transparent; color: var(--mf-primary); border-color: rgba(79, 70, 229, 0.35); }
.montofacil-btn-ghost:hover { background: rgba(79, 70, 229, 0.08); transform: translateY(-2px); }
.montofacil-btn-lg { padding: 17px 40px; font-size: 1.05rem; }
.montofacil-btn-sm { padding: 10px 20px; font-size: 0.9rem; }

.montofacil-header { position: fixed; top: 0; left: 0; right: 0; z-index: 100; height: var(--mf-header-h); display: flex; align-items: center; background: rgba(255, 255, 255, 0.72); backdrop-filter: saturate(180%) blur(14px); -webkit-backdrop-filter: saturate(180%) blur(14px); border-bottom: 1px solid transparent; transition: box-shadow 0.3s ease, border-color 0.3s ease, background 0.3s ease; }
.montofacil-header.montofacil-scrolled { box-shadow: 0 6px 24px rgba(15, 23, 42, 0.07); border-color: var(--mf-line); background: rgba(255, 255, 255, 0.9); }
.montofacil-nav-inner { width: 100%; max-width: 1180px; margin: 0 auto; padding: 0 24px; display: flex; align-items: center; gap: 24px; }
.montofacil-brand { display: flex; align-items: center; gap: 10px; }
.montofacil-logo { width: 40px; height: 40px; background-image: url('../img/logo.png'); background-repeat: no-repeat; background-size: contain; background-position: center; }
.montofacil-brand-name { font-family: var(--mf-font-head); font-weight: 700; font-size: 1.32rem; letter-spacing: -0.02em; color: var(--mf-ink); }
.montofacil-logo-footer { width: 38px; height: 38px; }
.montofacil-nav { display: flex; align-items: center; gap: 6px; margin-left: 12px; }
.montofacil-nav-link { position: relative; font-family: var(--mf-font-head); font-weight: 500; font-size: 0.96rem; color: var(--mf-ink); padding: 10px 14px; border-radius: 10px; transition: color 0.2s ease, background 0.2s ease; }
.montofacil-nav-link:hover { color: var(--mf-primary); background: rgba(79, 70, 229, 0.06); }
.montofacil-nav-active { color: var(--mf-primary); }
.montofacil-nav-active::after { content: ""; position: absolute; left: 14px; right: 14px; bottom: 4px; height: 2px; border-radius: 2px; background: var(--mf-gradient); }
.montofacil-dropdown { position: relative; }
.montofacil-dropdown-menu { position: absolute; top: 100%; left: 0; min-width: 230px; background: #fff; border: 1px solid var(--mf-line); border-radius: var(--mf-radius-sm); box-shadow: var(--mf-shadow); padding: 8px; opacity: 0; visibility: hidden; transform: translateY(8px); transition: opacity 0.22s ease, transform 0.22s ease, visibility 0.22s; }
.montofacil-dropdown:hover .montofacil-dropdown-menu { opacity: 1; visibility: visible; transform: translateY(6px); }
.montofacil-dropdown-menu a { display: block; padding: 11px 14px; border-radius: 8px; font-size: 0.94rem; font-weight: 500; color: var(--mf-ink); transition: background 0.2s ease, color 0.2s ease; }
.montofacil-dropdown-menu a:hover { background: var(--mf-bg-soft); color: var(--mf-primary); }
.montofacil-nav-cta { margin-left: auto; }
.montofacil-burger { display: none; flex-direction: column; gap: 5px; width: 42px; height: 42px; align-items: center; justify-content: center; background: transparent; border: none; cursor: pointer; }
.montofacil-burger span { width: 24px; height: 2px; background: var(--mf-ink); border-radius: 2px; transition: transform 0.3s ease, opacity 0.3s ease; }
.montofacil-burger.montofacil-open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.montofacil-burger.montofacil-open span:nth-child(2) { opacity: 0; }
.montofacil-burger.montofacil-open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.montofacil-page-hero { position: relative; padding: calc(var(--mf-header-h) + 64px) 0 72px; background: var(--mf-gradient-soft); overflow: hidden; }
.montofacil-hero-bg { position: absolute; inset: 0; pointer-events: none; }
.montofacil-shape { position: absolute; border-radius: 50%; filter: blur(10px); opacity: 0.5; }
.montofacil-shape-a { width: 400px; height: 400px; top: -140px; right: -80px; background: radial-gradient(circle, rgba(79,70,229,0.32), transparent 68%); }
.montofacil-shape-b { width: 340px; height: 340px; bottom: -160px; left: -100px; background: radial-gradient(circle, rgba(6,182,212,0.3), transparent 68%); }
.montofacil-page-hero-inner { position: relative; z-index: 1; max-width: 820px; }
.montofacil-crumbs { display: flex; align-items: center; gap: 10px; font-size: 0.88rem; color: var(--mf-muted); margin-bottom: 20px; flex-wrap: wrap; }
.montofacil-crumbs a { color: var(--mf-primary); font-weight: 500; }
.montofacil-crumbs strong { color: var(--mf-body); font-weight: 600; }
.montofacil-page-title { font-size: clamp(2.2rem, 4.6vw, 3.5rem); font-weight: 800; letter-spacing: -0.03em; margin-bottom: 18px; }
.montofacil-page-sub { font-size: 1.12rem; max-width: 660px; }

.montofacil-block { padding: 92px 0; }
.montofacil-soft { background: var(--mf-bg-soft); }
.montofacil-head { text-align: center; max-width: 720px; margin: 0 auto 54px; }
.montofacil-head .montofacil-lead { margin: 14px auto 0; }

.montofacil-cta { background: var(--mf-bg-soft); }
.montofacil-cta-inner { text-align: center; max-width: 780px; margin: 0 auto; background: #fff; border: 1px solid var(--mf-line); border-radius: 28px; box-shadow: var(--mf-shadow); padding: 60px 48px; }
.montofacil-cta-inner .montofacil-lead { margin: 16px auto 32px; }

.montofacil-footer { background: #0b1020; color: #cbd5e1; padding-top: 66px; }
.montofacil-footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 48px; }
.montofacil-footer-brand p { font-size: 0.94rem; color: #94a3b8; margin-top: 16px; max-width: 320px; }
.montofacil-brand-footer { margin-bottom: 4px; }
.montofacil-brand-footer .montofacil-brand-name { color: #fff; }
.montofacil-footer-col h4 { color: #fff; font-size: 1rem; margin-bottom: 18px; }
.montofacil-footer-col a, .montofacil-footer-col span { display: block; font-size: 0.92rem; color: #94a3b8; margin-bottom: 12px; transition: color 0.2s ease; }
.montofacil-footer-col a:hover { color: #fff; }
.montofacil-footer-bottom { border-top: 1px solid rgba(255, 255, 255, 0.08); padding: 24px 0; }
.montofacil-footer-bottom .montofacil-container { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
.montofacil-footer-bottom span { font-size: 0.85rem; color: #64748b; }

.montofacil-cookie { position: fixed; left: 24px; right: 24px; bottom: 24px; z-index: 200; background: #fff; border: 1px solid var(--mf-line); border-radius: var(--mf-radius); box-shadow: 0 18px 44px rgba(15, 23, 42, 0.18); max-width: 940px; margin: 0 auto; transform: translateY(140%); transition: transform 0.45s cubic-bezier(0.22, 1, 0.36, 1); }
.montofacil-cookie.montofacil-cookie-show { transform: translateY(0); }
.montofacil-cookie-inner { display: flex; align-items: center; gap: 24px; padding: 20px 26px; flex-wrap: wrap; }
.montofacil-cookie-inner p { font-size: 0.92rem; flex: 1; min-width: 260px; }
.montofacil-cookie-inner a { color: var(--mf-primary); font-weight: 600; }
.montofacil-cookie-actions { display: flex; gap: 12px; }

.montofacil-reveal { opacity: 0; transform: translateY(34px); transition: opacity 0.7s ease, transform 0.7s ease; }
.montofacil-reveal.montofacil-visible { opacity: 1; transform: translateY(0); }

.montofacil-req-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.montofacil-req-card { position: relative; background: #fff; border: 1px solid var(--mf-line); border-radius: var(--mf-radius); padding: 32px 26px; box-shadow: 0 4px 18px rgba(15, 23, 42, 0.04); transition: transform 0.3s ease, box-shadow 0.3s ease; }
.montofacil-req-card:hover { transform: translateY(-6px); box-shadow: var(--mf-shadow-lg); }
.montofacil-req-num { display: inline-flex; align-items: center; justify-content: center; width: 46px; height: 46px; border-radius: 14px; background: var(--mf-gradient); color: #fff; font-family: var(--mf-font-head); font-weight: 700; font-size: 1.2rem; margin-bottom: 18px; }
.montofacil-req-card p { font-size: 0.94rem; margin-top: 4px; }

.montofacil-doc-inner { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 56px; align-items: center; }
.montofacil-doc-img { width: 85%; max-width: 440px; height: auto; margin: 0 auto; border-radius: 22px; box-shadow: var(--mf-shadow-lg); }
.montofacil-doc-copy .montofacil-lead { margin-bottom: 24px; }
.montofacil-check-list { list-style: none; display: flex; flex-direction: column; gap: 14px; }
.montofacil-check-list li { position: relative; padding-left: 34px; color: var(--mf-body); font-weight: 500; }
.montofacil-check-list li::before { content: ""; position: absolute; left: 0; top: 3px; width: 20px; height: 20px; border-radius: 50%; background: var(--mf-accent); box-shadow: 0 0 0 4px rgba(0, 200, 150, 0.16); }
.montofacil-check-list li::after { content: ""; position: absolute; left: 7px; top: 8px; width: 5px; height: 9px; border: solid #fff; border-width: 0 2px 2px 0; transform: rotate(45deg); }

.montofacil-cond-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.montofacil-cond-item { text-align: center; background: #fff; border: 1px solid var(--mf-line); border-radius: var(--mf-radius); padding: 30px 22px; box-shadow: 0 4px 18px rgba(15, 23, 42, 0.04); }
.montofacil-cond-item strong { display: block; font-family: var(--mf-font-head); font-size: 1.24rem; font-weight: 700; color: var(--mf-primary); margin-bottom: 6px; }
.montofacil-cond-item span { font-size: 0.92rem; color: var(--mf-muted); }

.montofacil-notice { max-width: 900px; margin: 0 auto; text-align: center; background: #fff; border: 1px solid var(--mf-line); border-left: 5px solid var(--mf-primary); border-radius: var(--mf-radius); box-shadow: var(--mf-shadow); padding: 44px 48px; }
.montofacil-notice .montofacil-lead { margin: 14px auto 28px; text-align: left; }
.montofacil-notice strong { color: var(--mf-ink); }

@media (max-width: 980px) {
    .montofacil-nav-cta { display: none; }
    .montofacil-burger { display: flex; margin-left: auto; }
    .montofacil-nav { position: fixed; top: var(--mf-header-h); left: 0; right: 0; flex-direction: column; align-items: stretch; gap: 4px; background: #fff; border-bottom: 1px solid var(--mf-line); padding: 16px 24px 24px; margin-left: 0; transform: translateY(-140%); transition: transform 0.4s ease; box-shadow: var(--mf-shadow); }
    .montofacil-nav.montofacil-nav-open { transform: translateY(0); }
    .montofacil-dropdown-menu { position: static; opacity: 1; visibility: visible; transform: none; box-shadow: none; border: none; padding: 4px 0 4px 12px; }
    .montofacil-req-grid, .montofacil-cond-grid { grid-template-columns: repeat(2, 1fr); }
    .montofacil-doc-inner { grid-template-columns: 1fr; gap: 36px; }
    .montofacil-footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 560px) {
    .montofacil-block { padding: 64px 0; }
    .montofacil-req-grid, .montofacil-cond-grid, .montofacil-footer-grid { grid-template-columns: 1fr; }
    .montofacil-notice { padding: 34px 24px; }
    .montofacil-cta-inner { padding: 44px 24px; }
    .montofacil-cookie-inner { flex-direction: column; align-items: stretch; }
    .montofacil-cookie-actions { justify-content: flex-end; }
}