:root {
    --mf-primary: #4f46e5;
    --mf-primary-dark: #3730a3;
    --mf-secondary: #06b6d4;
    --mf-accent: #00c896;
    --mf-ink: #0f172a;
    --mf-body: #475569;
    --mf-muted: #94a3b8;
    --mf-line: #e2e8f0;
    --mf-bg: #ffffff;
    --mf-bg-soft: #f6f8ff;
    --mf-radius: 16px;
    --mf-radius-sm: 12px;
    --mf-shadow: 0 10px 30px rgba(15, 23, 42, 0.08);
    --mf-shadow-lg: 0 24px 60px rgba(79, 70, 229, 0.16);
    --mf-gradient: linear-gradient(120deg, #4f46e5 0%, #06b6d4 100%);
    --mf-gradient-soft: linear-gradient(135deg, #eef1ff 0%, #e6fbff 100%);
    --mf-font-head: "Poppins", "Segoe UI", "Helvetica Neue", Arial, sans-serif;
    --mf-font-body: "Inter", "Segoe UI", "Helvetica Neue", Arial, sans-serif;
    --mf-header-h: 76px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
    font-family: var(--mf-font-body);
    color: var(--mf-body);
    background: var(--mf-bg);
    line-height: 1.7;
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}

img { max-width: 100%; display: block; }

a { text-decoration: none; color: inherit; }

h1, h2, h3, h4 { font-family: var(--mf-font-head); color: var(--mf-ink); line-height: 1.2; }

.montofacil-container { width: 100%; max-width: 1180px; margin: 0 auto; padding: 0 24px; }

.montofacil-h2 { font-size: clamp(1.9rem, 3.4vw, 2.9rem); font-weight: 700; letter-spacing: -0.02em; }
.montofacil-h3 { font-size: 1.22rem; font-weight: 600; margin-bottom: 10px; }
.montofacil-h4 { font-size: 1.08rem; font-weight: 600; }

.montofacil-eyebrow {
    display: inline-block;
    font-family: var(--mf-font-head);
    font-weight: 600;
    font-size: 0.82rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--mf-primary);
    margin-bottom: 14px;
}
.montofacil-eyebrow-light { color: #a5f3fc; }

.montofacil-lead { font-size: 1.08rem; color: var(--mf-body); max-width: 640px; }
.montofacil-lead-light { font-size: 1.08rem; color: rgba(255, 255, 255, 0.82); }

.montofacil-gradient-text {
    background: var(--mf-gradient);
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
}

.montofacil-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    font-family: var(--mf-font-head);
    font-weight: 600;
    font-size: 0.98rem;
    padding: 14px 28px;
    border-radius: 999px;
    border: 1px solid transparent;
    cursor: pointer;
    transition: transform 0.25s ease, box-shadow 0.25s ease, background 0.25s ease, color 0.25s ease;
    white-space: nowrap;
}
.montofacil-btn-primary { background: var(--mf-gradient); color: #fff; box-shadow: 0 12px 26px rgba(79, 70, 229, 0.32); }
.montofacil-btn-primary:hover { transform: translateY(-2px) scale(1.02); box-shadow: 0 18px 34px rgba(79, 70, 229, 0.42); }
.montofacil-btn-ghost { background: transparent; color: var(--mf-primary); border-color: rgba(79, 70, 229, 0.35); }
.montofacil-btn-ghost:hover { background: rgba(79, 70, 229, 0.08); transform: translateY(-2px); }
.montofacil-btn-light { background: #fff; color: var(--mf-primary); }
.montofacil-btn-light:hover { transform: translateY(-2px); box-shadow: 0 16px 30px rgba(0, 0, 0, 0.2); }
.montofacil-btn-lg { padding: 17px 40px; font-size: 1.05rem; }
.montofacil-btn-sm { padding: 10px 20px; font-size: 0.9rem; }

.montofacil-pill {
    display: inline-flex;
    align-items: center;
    padding: 8px 16px;
    border-radius: 999px;
    background: rgba(79, 70, 229, 0.09);
    color: var(--mf-primary);
    font-weight: 600;
    font-size: 0.85rem;
    letter-spacing: 0.03em;
    margin-bottom: 22px;
}

.montofacil-header {
    position: fixed;
    top: 0; left: 0; right: 0;
    z-index: 100;
    height: var(--mf-header-h);
    display: flex;
    align-items: center;
    background: rgba(255, 255, 255, 0.72);
    backdrop-filter: saturate(180%) blur(14px);
    -webkit-backdrop-filter: saturate(180%) blur(14px);
    border-bottom: 1px solid transparent;
    transition: box-shadow 0.3s ease, border-color 0.3s ease, background 0.3s ease;
}
.montofacil-header.montofacil-scrolled { box-shadow: 0 6px 24px rgba(15, 23, 42, 0.07); border-color: var(--mf-line); background: rgba(255, 255, 255, 0.9); }
.montofacil-nav-inner { width: 100%; max-width: 1180px; margin: 0 auto; padding: 0 24px; display: flex; align-items: center; gap: 24px; }

.montofacil-brand { display: flex; align-items: center; gap: 10px; }
.montofacil-logo {
    width: 40px;
    height: 40px;
    background-image: url('../img/logo.png');
    background-repeat: no-repeat;
    background-size: contain;
    background-position: center;
}
.montofacil-brand-name { font-family: var(--mf-font-head); font-weight: 700; font-size: 1.32rem; letter-spacing: -0.02em; color: var(--mf-ink); }
.montofacil-logo-footer { width: 38px; height: 38px; }

.montofacil-nav { display: flex; align-items: center; gap: 6px; margin-left: 12px; }
.montofacil-nav-link {
    position: relative;
    font-family: var(--mf-font-head);
    font-weight: 500;
    font-size: 0.96rem;
    color: var(--mf-ink);
    padding: 10px 14px;
    border-radius: 10px;
    transition: color 0.2s ease, background 0.2s ease;
}
.montofacil-nav-link:hover { color: var(--mf-primary); background: rgba(79, 70, 229, 0.06); }
.montofacil-nav-active { color: var(--mf-primary); }
.montofacil-nav-active::after {
    content: "";
    position: absolute;
    left: 14px; right: 14px; bottom: 4px;
    height: 2px;
    border-radius: 2px;
    background: var(--mf-gradient);
}

.montofacil-dropdown { position: relative; }
.montofacil-dropdown-menu {
    position: absolute;
    top: 100%; left: 0;
    min-width: 230px;
    background: #fff;
    border: 1px solid var(--mf-line);
    border-radius: var(--mf-radius-sm);
    box-shadow: var(--mf-shadow);
    padding: 8px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(8px);
    transition: opacity 0.22s ease, transform 0.22s ease, visibility 0.22s;
}
.montofacil-dropdown:hover .montofacil-dropdown-menu { opacity: 1; visibility: visible; transform: translateY(6px); }
.montofacil-dropdown-menu a { display: block; padding: 11px 14px; border-radius: 8px; font-size: 0.94rem; font-weight: 500; color: var(--mf-ink); transition: background 0.2s ease, color 0.2s ease; }
.montofacil-dropdown-menu a:hover { background: var(--mf-bg-soft); color: var(--mf-primary); }

.montofacil-nav-cta { margin-left: auto; }

.montofacil-burger { display: none; flex-direction: column; gap: 5px; width: 42px; height: 42px; align-items: center; justify-content: center; background: transparent; border: none; cursor: pointer; }
.montofacil-burger span { width: 24px; height: 2px; background: var(--mf-ink); border-radius: 2px; transition: transform 0.3s ease, opacity 0.3s ease; }
.montofacil-burger.montofacil-open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.montofacil-burger.montofacil-open span:nth-child(2) { opacity: 0; }
.montofacil-burger.montofacil-open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.montofacil-hero {
    position: relative;
    padding: calc(var(--mf-header-h) + 70px) 0 90px;
    background: var(--mf-gradient-soft);
    overflow: hidden;
}
.montofacil-hero-bg { position: absolute; inset: 0; pointer-events: none; }
.montofacil-shape { position: absolute; border-radius: 50%; filter: blur(10px); opacity: 0.5; }
.montofacil-shape-a { width: 420px; height: 420px; top: -120px; right: -80px; background: radial-gradient(circle, rgba(79,70,229,0.35), transparent 68%); }
.montofacil-shape-b { width: 360px; height: 360px; bottom: -140px; left: -100px; background: radial-gradient(circle, rgba(6,182,212,0.32), transparent 68%); }
.montofacil-shape-c { width: 220px; height: 220px; top: 40%; left: 42%; background: radial-gradient(circle, rgba(0,200,150,0.22), transparent 70%); }

.montofacil-hero-inner {
    position: relative;
    z-index: 1;
    width: 100%; max-width: 1180px; margin: 0 auto; padding: 0 24px;
    display: grid;
    grid-template-columns: 1.05fr 0.95fr;
    gap: 56px;
    align-items: center;
}
.montofacil-hero-title { font-size: clamp(2.5rem, 5.2vw, 4.1rem); font-weight: 800; letter-spacing: -0.03em; margin-bottom: 22px; }
.montofacil-hero-text { font-size: 1.14rem; max-width: 540px; margin-bottom: 34px; }
.montofacil-hero-actions { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 42px; }
.montofacil-hero-trust { display: flex; align-items: center; gap: 26px; flex-wrap: wrap; }
.montofacil-trust-item { display: flex; flex-direction: column; }
.montofacil-trust-item strong { font-family: var(--mf-font-head); font-size: 1.5rem; font-weight: 700; color: var(--mf-ink); }
.montofacil-trust-item span { font-size: 0.9rem; color: var(--mf-muted); }
.montofacil-trust-divider { width: 1px; height: 38px; background: var(--mf-line); }

.montofacil-hero-visual { position: relative; }
.montofacil-hero-img { width: 88%; max-width: 460px; height: auto; margin: 0 auto; border-radius: 28px; box-shadow: var(--mf-shadow-lg); }
.montofacil-hero-card {
    position: absolute;
    left: -28px; bottom: 46px;
    background: #fff;
    border-radius: var(--mf-radius);
    box-shadow: var(--mf-shadow);
    padding: 18px 22px;
    display: flex;
    flex-direction: column;
    gap: 2px;
    min-width: 210px;
}
.montofacil-hero-card-label { font-size: 0.78rem; font-weight: 600; color: var(--mf-accent); text-transform: uppercase; letter-spacing: 0.08em; }
.montofacil-hero-card-amount { font-family: var(--mf-font-head); font-size: 1.5rem; font-weight: 700; color: var(--mf-ink); }
.montofacil-hero-card-sub { font-size: 0.82rem; color: var(--mf-muted); }

.montofacil-float { animation: montofacil-float 5s ease-in-out infinite; }
@keyframes montofacil-float { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-12px); } }

.montofacil-stats {
    position: relative;
    margin-top: -46px;
    z-index: 2;
}
.montofacil-stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    background: #fff;
    border: 1px solid var(--mf-line);
    border-radius: 22px;
    box-shadow: var(--mf-shadow);
    padding: 34px;
}
.montofacil-stat { text-align: center; }
.montofacil-stat-num { display: block; font-family: var(--mf-font-head); font-size: clamp(1.6rem, 2.6vw, 2.2rem); font-weight: 700; color: var(--mf-primary); letter-spacing: -0.02em; }
.montofacil-stat-label { font-size: 0.92rem; color: var(--mf-muted); }

.montofacil-block { padding: 96px 0; }
.montofacil-head { text-align: center; max-width: 720px; margin: 0 auto 56px; }
.montofacil-head .montofacil-lead { margin: 14px auto 0; }

.montofacil-why { background: var(--mf-bg); }
.montofacil-why-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 26px; }
.montofacil-card {
    background: #fff;
    border: 1px solid var(--mf-line);
    border-radius: var(--mf-radius);
    padding: 34px 28px;
    box-shadow: 0 4px 18px rgba(15, 23, 42, 0.04);
    transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
}
.montofacil-card:hover { transform: translateY(-8px); box-shadow: var(--mf-shadow-lg); border-color: rgba(79, 70, 229, 0.25); }
.montofacil-card-ico { font-size: 46px; line-height: 1; margin-bottom: 18px; background: var(--mf-gradient); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.montofacil-card p { font-size: 0.98rem; }

.montofacil-product { background: var(--mf-bg-soft); }
.montofacil-product-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.montofacil-product-img { width: 85%; max-width: 440px; height: auto; margin: 0 auto; border-radius: 24px; box-shadow: var(--mf-shadow-lg); }
.montofacil-product-copy .montofacil-lead { margin-bottom: 30px; }
.montofacil-spec-list { display: flex; flex-direction: column; gap: 18px; margin-bottom: 34px; }
.montofacil-spec {
    display: flex;
    flex-direction: column;
    gap: 2px;
    padding-left: 20px;
    border-left: 3px solid transparent;
    border-image: var(--mf-gradient) 1;
}
.montofacil-spec strong { font-family: var(--mf-font-head); font-size: 1.16rem; color: var(--mf-ink); }
.montofacil-spec span { font-size: 0.94rem; color: var(--mf-body); }

.montofacil-steps { background: var(--mf-bg); }
.montofacil-steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px; }
.montofacil-step {
    position: relative;
    background: #fff;
    border: 1px solid var(--mf-line);
    border-radius: var(--mf-radius);
    padding: 32px 28px;
    overflow: hidden;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.montofacil-step:hover { transform: translateY(-6px); box-shadow: var(--mf-shadow); }
.montofacil-step-num {
    font-family: var(--mf-font-head);
    font-size: 2.6rem;
    font-weight: 800;
    background: var(--mf-gradient);
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
    display: block;
    margin-bottom: 8px;
}
.montofacil-step h3 { margin-bottom: 6px; }
.montofacil-step p { font-size: 0.96rem; }

.montofacil-security {
    background: linear-gradient(135deg, #1e1b4b 0%, #312e81 45%, #0e7490 100%);
    position: relative;
    overflow: hidden;
}
.montofacil-security::before {
    content: "";
    position: absolute;
    width: 500px; height: 500px;
    top: -160px; right: -120px;
    background: radial-gradient(circle, rgba(6, 182, 212, 0.35), transparent 65%);
    border-radius: 50%;
}
.montofacil-security-inner { position: relative; z-index: 1; display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 60px; align-items: center; }
.montofacil-security-copy h2 { color: #fff; }
.montofacil-security-copy .montofacil-lead-light { margin-bottom: 28px; }
.montofacil-security-points { display: flex; flex-direction: column; gap: 12px; margin-bottom: 34px; }
.montofacil-security-point { position: relative; padding-left: 30px; color: #e0e7ff; font-weight: 500; }
.montofacil-security-point::before {
    content: "";
    position: absolute;
    left: 0; top: 50%;
    transform: translateY(-50%);
    width: 18px; height: 18px;
    border-radius: 50%;
    background: var(--mf-accent);
    box-shadow: 0 0 0 4px rgba(0, 200, 150, 0.2);
}
.montofacil-security-img { width: 85%; max-width: 420px; height: auto; margin: 0 auto; border-radius: 24px; box-shadow: 0 24px 60px rgba(0, 0, 0, 0.35); }

.montofacil-cta { background: var(--mf-bg-soft); }
.montofacil-cta-inner {
    text-align: center;
    max-width: 780px;
    margin: 0 auto;
    background: #fff;
    border: 1px solid var(--mf-line);
    border-radius: 28px;
    box-shadow: var(--mf-shadow);
    padding: 64px 48px;
}
.montofacil-cta-inner .montofacil-lead { margin: 16px auto 32px; }

.montofacil-footer { background: #0b1020; color: #cbd5e1; padding-top: 66px; }
.montofacil-footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 48px; }
.montofacil-footer-brand p { font-size: 0.94rem; color: #94a3b8; margin-top: 16px; max-width: 320px; }
.montofacil-brand-footer { margin-bottom: 4px; }
.montofacil-brand-footer .montofacil-brand-name { color: #fff; }
.montofacil-footer-col h4 { color: #fff; font-size: 1rem; margin-bottom: 18px; }
.montofacil-footer-col a, .montofacil-footer-col span { display: block; font-size: 0.92rem; color: #94a3b8; margin-bottom: 12px; transition: color 0.2s ease; }
.montofacil-footer-col a:hover { color: #fff; }
.montofacil-footer-bottom { border-top: 1px solid rgba(255, 255, 255, 0.08); padding: 24px 0; }
.montofacil-footer-bottom .montofacil-container { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
.montofacil-footer-bottom span { font-size: 0.85rem; color: #64748b; }

.montofacil-cookie {
    position: fixed;
    left: 24px; right: 24px; bottom: 24px;
    z-index: 200;
    background: #fff;
    border: 1px solid var(--mf-line);
    border-radius: var(--mf-radius);
    box-shadow: 0 18px 44px rgba(15, 23, 42, 0.18);
    max-width: 940px;
    margin: 0 auto;
    transform: translateY(140%);
    transition: transform 0.45s cubic-bezier(0.22, 1, 0.36, 1);
}
.montofacil-cookie.montofacil-cookie-show { transform: translateY(0); }
.montofacil-cookie-inner { display: flex; align-items: center; gap: 24px; padding: 20px 26px; flex-wrap: wrap; }
.montofacil-cookie-inner p { font-size: 0.92rem; flex: 1; min-width: 260px; }
.montofacil-cookie-inner a { color: var(--mf-primary); font-weight: 600; }
.montofacil-cookie-actions { display: flex; gap: 12px; }

.montofacil-reveal { opacity: 0; transform: translateY(34px); transition: opacity 0.7s ease, transform 0.7s ease; }
.montofacil-reveal.montofacil-visible { opacity: 1; transform: translateY(0); }

@media (max-width: 980px) {
    .montofacil-nav-cta { display: none; }
    .montofacil-burger { display: flex; margin-left: auto; }
    .montofacil-nav {
        position: fixed;
        top: var(--mf-header-h); left: 0; right: 0;
        flex-direction: column;
        align-items: stretch;
        gap: 4px;
        background: #fff;
        border-bottom: 1px solid var(--mf-line);
        padding: 16px 24px 24px;
        margin-left: 0;
        transform: translateY(-140%);
        transition: transform 0.4s ease;
        box-shadow: var(--mf-shadow);
    }
    .montofacil-nav.montofacil-nav-open { transform: translateY(0); }
    .montofacil-dropdown-menu { position: static; opacity: 1; visibility: visible; transform: none; box-shadow: none; border: none; padding: 4px 0 4px 12px; }
    .montofacil-hero-inner { grid-template-columns: 1fr; gap: 42px; }
    .montofacil-stats-grid { grid-template-columns: repeat(2, 1fr); }
    .montofacil-why-grid { grid-template-columns: repeat(2, 1fr); }
    .montofacil-product-inner, .montofacil-security-inner { grid-template-columns: 1fr; gap: 40px; }
    .montofacil-steps-grid { grid-template-columns: repeat(2, 1fr); }
    .montofacil-footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 560px) {
    .montofacil-block { padding: 68px 0; }
    .montofacil-stats-grid { grid-template-columns: 1fr; }
    .montofacil-why-grid { grid-template-columns: 1fr; }
    .montofacil-steps-grid { grid-template-columns: 1fr; }
    .montofacil-footer-grid { grid-template-columns: 1fr; }
    .montofacil-hero-card { left: 0; }
    .montofacil-cta-inner { padding: 44px 24px; }
    .montofacil-cookie-inner { flex-direction: column; align-items: stretch; }
    .montofacil-cookie-actions { justify-content: flex-end; }
}